As the year ends, market chatter about a 2026 rate-cut cycle intensifies. The rise in precious metals and risk assets signals that liquidity expectations are rewriting asset pricing. Putting these signals together, Fnezx sees 2026 as a year where “easing brings opportunity, cross-market moves bring noise”: capital may be more abundant, but if traditional markets experience drawdowns, short-term volatility in crypto assets will also be amplified.
When macro “fresh capital” returns, assets with stronger value-storage logic are first to benefit—macro attributes of Bitcoin will continue to be reinforced. At the same time, some sectors saw large gains in 2025, and bubble concerns may trigger sudden risk-off sentiment at certain stages. The more prudent approach is to split trading into two layers: base positions follow long-term narratives, while tactical positions respect volatility and risk thresholds, building drawdown management directly into position design.
Policy and regulation in 2026 are less adversarial and more “co-opetitive.” Major economies are bringing crypto markets under clearer rule frameworks, making institutional participation more natural. The 2026 outlook of Grayscale notes that broader, more institutionalized structures could weaken the impact of the so-called four-year cycle and expects Bitcoin to hit new highs in the first half of 2026. Clearer rules reduce extreme tail risks, but also raise demands for platform transparency, fund safety, and risk disclosures.
Deeper institutional involvement will shift focus from “tradable” to “allocatable.” The expansion of retirement accounts, custody, and brokerage services will drive more block trades and ETF flows, with volatility likely to gradually decline. In parallel, stablecoins are rapidly embedding into real-world payment and settlement networks. At the end of 2025, Visa announced it would expand USDC stablecoin settlement to the US market, revealing an annualized settlement volume of about $3.5 billion—blurring the line between on-chain and off-chain.
On the technical and application side, capital demand is shifting from “speculative narratives” to “practical use.” Stablecoins, RWA tokenization, TradFi-DeFi integration, AI risk control, and privacy infrastructure will increasingly require traders to navigate combinations of interest rates, fees, and cross-chain liquidity. What platforms can do is compress complexity into repeatable actions. Fnezx provides spot and derivative tool combinations, and makes order placement, transfers, and risk notifications closely aligned with practical workflows, helping users maintain consistent execution discipline amid macro shifts and regulatory evolution.